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| We have a variable and a fixed rate option available. |
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- IRA Accounts require $100.00 minimum deposit to open.
- There is a transfer fee of $25 if transferred from another institution.
- The minimum deposit of $25 required after the initial deposit.
- The interest penalty for early withdrawal is a loss of 90 days interest plus $25 withdrawal.
| Interest will be compounded monthly and added back to the principal balance monthly. |
Interest is calculated using the simple method (daily) and added back monthly. |
| The interest rate changes the first day of each month. |
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| The interest rate is indexed to the Fed Funds rates as of the last Tuesday of each month. |
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